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Mortgage Articles by Mark

Market Update 7.07.2023

State of the Housing Market

Rehab and Renovation Loans

Is Paying Points worth it in 2023?

Rightsize Your Home, Upsize Your Retirement:

Getting a Pre-Approval

Soft Inquiry Mortgage Planning

Beyond Homeownership

Separation and Divorce

Qualifying for a Mortgage

How Your Mortgage Rate is Determined

Breaking Down the Costs of a Mortgage

Understanding Escrow Accounts

Refinance Without Risk: A guilt Free Refinance Strategy

HOW MORTGAGES WORK:

» Part 1: What is a Mortgage?
» Part 2: Basic Parts of a Mortgage
» Part 3: What is an APR?
» Part 4: How Are They Determined?

» Part 5: What Causes Rates to Change?
» Part 6: Locking Your Rate
» Part 7: Securitization and MBS
» Part 8: Overview / Conclusion

» Supplemental: The TWO Parts of a Mortgage Rate
» Supplemental: Why the FED does NOT control mortgage rates

Glossary of Terms

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